How to Hire a Licensed Contractor in Texas

Texas does not require a general contractor license at the state level, but specific trades do require licensing. Plumbers and electricians must be licensed by the state. HVAC contractors need EPA certification and often hold TDLR licenses. Always verify licenses through official state databases. Some cities, including San Antonio, have additional local requirements that may apply to Boerne-area projects.

Every contractor you hire should carry general liability insurance (minimum $500,000) and workers compensation if they have employees. Ask for certificates of insurance and verify they are current by calling the insurance company directly. Bonding provides additional protection against incomplete work or contractor default. Get copies of all insurance documents before work begins.

Get at least three detailed written estimates for any significant project. Estimates should itemize labor, materials with specific brands and models, project timeline, payment schedule, and warranty terms. Be wary of estimates significantly lower than others, as this often indicates corners being cut. The lowest bid is rarely the best value.

Never begin work without a written contract. Your agreement should include a detailed scope of work with specific materials, a complete project timeline with milestones, total price with payment schedule tied to progress, provisions for change orders, warranty terms, and dispute resolution. Never pay more than 10-15% upfront, and hold final payment until all work is complete and inspected.

Be cautious of contractors who demand large upfront payments, refuse to provide written contracts, or pressure you to make quick decisions. Legitimate contractors do not need to go door-to-door soliciting work after storms. Watch out for contractors who will not provide proof of insurance, want to pull permits in your name, or suggest skipping permits altogether. Trust your instincts.